For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

Elder Care Planning

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

Estate Planning

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Should NW Tucson Homeowners Add A Name To A Deed?

Quick Answer: While it’s mechanically simple to add a name to a deed, doing so during your lifetime is a financial mistake that triggers unexpected IRS gift tax reporting and destroys your child's future stepped-up basis tax shield. To safely bypass probate court...

What Is the US Retirement Age Timeline for NW Tucson Retirees?

Quick Answer: The official US Full Retirement Age is 67 for anyone born in 1960 or later, but true retirement is an 11-to-13-year financial timeline stretching from age 62 to age 73 or 75. Your specific birth year determines where you fall on this milestone spectrum,...

Supporting NW Tucson Charities? How 2026 OBBBA Charitable Giving Contributions Work

Quick Answer: Effective for the 2026 tax year, the One Big Beautiful Bill Act (OBBBA) establishes a new universal deduction allowing non-itemizers to deduct up to $1,000 ($2,000 for married couples) for qualified cash donations directly from their income. And...

Calculating Crypto Taxes Simplified For NW Tucson Investors

Quick Answer: Crypto taxes are calculated by subtracting your cost basis from your gross proceeds for each taxable sale, swap, or purchase made with cryptocurrency. The IRS treats crypto as property, so selling crypto, trading one token for another, or earning...

How the Secure 2.0 Act Changes Beneficiary IRS Tax Rules For Your NW Tucson Heirs

Quick Answer: Under the SECURE 2.0 beneficiary IRA tax rules, most non-spouse heirs must fully liquidate an inherited IRA within 10 years, with many also facing mandatory annual required minimum distributions (RMDs) if you pass away after age 73. Because the...

Who Can Claim the American Opportunity Tax Credit? Guidance for NW Tucson Parents

Quick Answer: The American Opportunity Tax Credit (AOTC) must be claimed by whoever legally lists the student as a dependent on their federal tax return. If a parent claims the undergraduate, the parent gets the credit; if the student is independent, they claim...

Do You Get Better Tax Breaks For Being Married, NW Tucson Couples?

Key TakeawaysMost married couples lower their tax liability by choosing the Married Filing Jointly status, which preserves access to deductions that separate filers lose. When there is a significant income gap between partners, combining earnings on a joint...

2026 Guide to Short-Term Rental Taxes for NW Tucson Airbnb & VRBO Hosts

Key TakeawaysYou do not have to pay federal income tax on rental earnings if you rent your home for 14 days or fewer per year and use it personally for more than 14 days (or 10% of the rental period). You will only receive a Form 1099-K if you exceed $20,000 in...

Do You Have to Pay Taxes On Sports Betting? What NW Tucson Bettors Need To Know

Key TakeawaysThe IRS considers all sports betting payouts as ordinary income, regardless of the amount or whether you received a tax form. For the 2026 tax year, you can only deduct 90% of your gambling losses against your winnings, even if you ended the year...

The NW Tucson Taxpayer’s Guide: How Do I Calculate My Federal Tax Withholding?

Key TakeawaysA large refund is an interest-free loan to the government, while a big bill suggests you are at risk for IRS underpayment penalties. Updating your Form W-4 by late April allows you to spread adjustments across the majority of the year, minimizing the...

How You're Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

Learn more

Customer Stories

Rose Willoughby

Only had phone contact but have used their services before. Very congenial people, helpful, and professional. I highly recommend MJM for any of your tax needs.

DB Cooper

I typically do my own taxes, but go to MJM for the tough returns. Mark and the rest of the staff are great, friendly, and always helpful. Mark was able to give me some valuable tax advice as well.

Gia Gerardo

Mark has been doing my taxes for about 4 or 5 years now and I am beyond satisfied! My taxes always seem so complicated to me since I own a business and also have to do personal taxes, Mark always makes sure I get taken cared of and makes sure it all goes very smoothly. The staff is always so friendly and welcoming too!. I highly recommend MJM Income Tax!

Maria L Menconi

Mark Miller has assisted is with our taxes for the past 3 years. We were long time clients of another Tucson accountant who retired when we decided to try Mark. We were skeptical, having been very well taken care of for many years. MARK HAS DONE AN OUTDTANDING JOB. Always thorough, always looking to help us find the routes that might assist us. This year, we received a substantial refund due to his work and we were stunned. We don't ever expect that and what matters to us is that Mark is honest, forthright and helpful. Thank you MJM Taxes.

Stephen Keyes

MJM is AMAZING & ACCURATE! I’ve always used EA’s (IRS ENROLLED AGENTS) to do my taxes but MJM has been the best I’ve ever used. They’re honest, fair and ask all the right questions. I feel blessed to have used them. Just today they emailed me an update that may increase my return - yippee!

Judy Fisher

We moved to Arizona January 2019. We have always done our taxes on Turbo Tax, but since our returns were going to be a little more complicated this time, we contacted Mark. First, we had a no charge appointment with him to review our 2018 return and to get some advice about 2019. When it became time to do the 2019 taxes, we returned to Mark. He was fast and efficient with doing all of our returns and saved us more money than we would have saved had we done our own returns.

Don Hue

I am a first time customer. I was referred to MJM by a friend as my tax preparer retired. This group is professional, appears to ask the right questions and my return were prepared and delivered in a timely manner. I hope this relationship is long lasting.

Elizabeth Catroppa

Love MJM! Mark is very knowledgeable and straightforward with his answers to my questions. I appreciate his honesty. His staff is helpful and respectful. I only wish I had gone to him sooner!